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Find an Iowa Real Estate Appraiser

Commercial
Cedar Rapids

Residential
Cedar Rapids

   

It's simple to search for a licensed Iowa real estate appraiser online!

Whether you need an Iowa home appraisal in order to refinance, purchase or secure a loan, Appraisers Online is your source. We can help you locate the right professionals in Cedar Rapids and surrounding areas including:

  • A licensed Iowa real estate appraiser to obtain an accurate real estate appraisal
  • Affordable insurance
  • Low rates on loans and mortgages
  • Local lawyers

Get an accurate home appraisal before you buy, sell or borrow!

To obtain a home appraisal select the state you want, click on Commercial or Residential and select the real estate appraiser that is most convenient. Our extensive listing will help you find an Iowa licensed real estate appraiser who is familiar with the selling prices in your area. Whether you want to sell or purchase property or use your property as collateral for a loan, you need a home appraisal report from an accredited Iowa real estate appraiser.

A licensed Iowa real estate appraiser will establish the probable sales price the property would bring if offered in an open and competitive market. This is also known as market value. This real estate appraisal is necessary before you can get a mortgage or loan.

A licensed real estate appraiser will give you a more accurate price than a comparative market analysis (CMAs) generated by a real estate agency. A real estate appraisal done by a licensed professional is the only document that a bank will consider when deciding whether or not to lend money. A home appraisal must include:

  • Details about the property, along with side-by-side comparisons of three similar closed sales.
  • An evaluation of the overall market in the area.
  • Statements about issues that may be harmful to the property's value, such as poor condition or access to the property.
  • Notations about seriously flawed characteristics, such as a crumbling foundation. While an appraiser is not an architect or engineer, he can highlight areas of concern.
  • An estimate of the average sales time for the property.
  • What type of area the home is in (urban or suburban).

Reasons your loan might be rejected

The bank wants to be sure its investment is covered in case you default on the loan. If the property is appraised lower than the sales price, the loan might be declined. Other reasons for not getting a loan:

  • If the estimated time to sell the property is longer than the area average
  • If entry to the property is from a private, shared road the bank might want to see a road maintenance agreement signed by everyone who uses the road, verifying that maintenance is shared by all parties.

Warning

While we offer you multiple sources, we do not recommend, endorse, or stand behind the accuracy or reliability of information provided and we are not liable for damages sustained to person or property.



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